How does IBIS InGold oversees my gold bars? Why to keep them deposited in their vaults? What if something happens – is my gold safe?
IBIS InGold® has its stocks and deposited ingots of its clients hidden in the vaults with maximum security. The stocks stored in these vaults are insured for CZK 500,000,000.
IBIS InGold® provides all clients with the saving programme “intelligent investment plan”, iiplan®, a free deferred shipment of saved products for the duration of the iiplan contract agreed. IBIS InGold® has its stocks and deposited ingots of its clients hidden in the vaults with maximum security. The stocks stored in these vaults are insured for EUR 20,000,000.
Why isn't a charge as another charge? How do I pay the initial price increase and when will I get my money back?
In a case of a regular investment, the client pays an initial price increase at the beginning, either as non-recurring or recurring charge. However, this “fee” is fully refunded to the client upon repurchase of the metal.
How does the gold repurchase process work in IBIS InGold? When will I have my money for gold in my account?
Purchase of precious metals is very simple and the liquidity is very fast. IBIS InGold® guarantees to the customers the repurchase of precious metals sold. After delivery and inspection of the metal, the money is sent to the client's account the next working day. The vast majority of the clients have money in their checking account within 48 hours.
Is it more advantageous to buy gold on a one-time basis or to save regularly? What will I get by investing in precious metal regularly?
One - time investment is great. However, regular saving of money is far more accessible and usually more profitable. Gold can be bought regularly with iiplan® (intelligent investment plan). A part of the investment ingot or coin selected is bought for every payment sent. Thus, the average purchase price of precious metal is calculated and differences between individual waves of investment are decreasing.
Thanks to regular investment, it is possible to invest in a bigger ingot or coin and to gain a more favourable price of one gram of gold. Moreover, a smaller amount per month will not shake the budget as a huge one-time investment.
Why does metal act as a money security and why its price is rising in a long term? Is it convenient to reach for a history-proven value?
Because it is a fantastic instrument to keep a value and often the only physical investment in your portfolio. By purchasing gold, the client protects his assets in the event of economic downturn.
Can everybody save in gold? What if I am not able to pay or on the contrary what if I want to invest more?
By means of IBIS InGold intelligent investment plan, it is possible to save in gold from 4 EUR per month. Payments may be arbitrarily increased or decreased or the whole contract may be paid based on your current financial possibilities. iiplan® may also be transferred to another person free of charge.
The only condition for concluding the iiplan® contract is the age of majority. Everybody who cares about their money and savings made may invest in gold. Thanks to the contract without signature, you can start your investment any time and from anywhere. Simply connect to the Internet. You are not limited by the number of contracts either. You may negotiate several savings in gold for various purposes.
WHY IBIS InGold
How does the company work? What is so unique about the products offered? What products to choose?
Market leader with more than 20 years of history. They offer their customers unique possibilities and benefits – saving in investment precious metals, purchase of investment ingots and coins Kangaroo with the protective element VERISCAN™ from the prestigious brand PAMP®, free deposits and guarantee of repurchase of ingots and coins. They have an elaborate system of informing clients on interesting possibilities of purchase and a user - friendly interface. They specify both purchase and repurchase prices transparently.
How is it in comparison with gold? Why is silver often forgotten? Is it worth to reach for the grey metal besides the yellow metal?
The expected development of the price growth has much greater potential than in a case of gold. Historically, the price ratio between gold and silver has been monitored. At present, the scissors are very wide open between these two metals, the price of silver has fallen much more than the price of gold. While the price of gold from its peak in 2011 fell in the order of 30 %, the price of silver fell in the order of 70 %. Now the silver has a much higher potential for price increase than gold. The disadvantage of silver is in greater volatility. While the price of gold is influenced primarily by macroeconomic indicators, the price of silver depends, besides macroeconomic indicators, also on industrial production, because the low price still makes it a metal for an industrial processing. Another disadvantage of silver is its VAT burden. Silver is sold with VAT, but the purchase is without VAT. VAT thus increases the spread (difference between buy and purchase price) on silver by 21 % more than in case of gold. The third disadvantage of silver is its volume. While for 1 million CZK we buy approximately one kilogram of gold, which is as big as a standard iPhone and therefore easy to transport or store. For 1 million CZK we buy more than 50 kilograms of silver, which is much larger and bulkier.
ANONYMITY OF GOLD
Why precious metals can't be traced, and what are the benefits? Is it better than a real estate or shares?
Gold, unlike shares or real estate, cannot be traced (melting the bars will destroy the bar numbers), it can be sold anonymously anywhere in the world (liquidity), cannot be traced publicly, bears no address, no owner name, no purchase price, etc.
THE RULE OF THREE SPOKES
Why diversify your investment portfolio to thirds and how to do it to make it both profitable and secure? What role does gold play in it?
Gold is a key part of the three spokes rule. This is a unique investment rule that has never failed in centuries. There is a rumour that the richest human communities, such as China's foreign diaspora, Jews, or Armenians follow this rule. Their legendary wealth is largely based on adherence to the rule of the three spokes. And all that is needed besides is the time. These communities count on this. How does the three spokes rule work? Imagine an imaginary wheel divided into three slices (by spokes). One spoke represents commercial instruments (money, stocks, bonds). The second spoke represents real estates and the third represents precious metals. Whoever thinks in long-term, invests one third of his property in each spoke. One of the spokes of the fictional wheel points at twelve o'clock, the other at four in the afternoon and the third at eight o'clock in the evening. As the years run and the wheel spins, the spokes are changing each other. This brings the individual segments of the investment to the sunlight and the investor buys or sells according to the current situation. Gold is a meaningful item in every portfolio because it behaves anti-cyclically to the US dollar and stocks, i.e. if stocks and dollar are falling, the price of gold rises and vice versa. Therefore, gold serves as a stabilizer.