
Smart Payout Plus: managing gold payouts and account liquidity in a single step
15. 04. 2026IBIS InGold has expanded its iiplanGold® gold account to include a new service. Smart Payout Plus provides fully automated dispatch of physical investment bars and coins, while maintaining a pre-set minimum balance in your gold account. This further consolidates the role of iiplanGold® as one of the most comprehensive tools for investing in gold on the market.
Two conditions, one smart instruction
Smart Payout Plus is built on a unique combination of two principles that until now could not be brought together in a single automated instruction.
Clients define the exact contents of each shipment (any combination of investment bars and coins) and, at the same time, set a minimum balance in grams that must remain in their iiplanGold® account after dispatch.
Dispatch takes place automatically once both conditions are met: when the available balance is sufficient to cover both the value of the shipment and the set minimum reserve. The system checks these parameters on a daily basis, so there is no need to monitor the balance or submit repeated instructions.
Your gold account, always under control
Setting a minimum reserve ensures that the gold account never falls below the level the client has defined as a long-term safeguard and liquid reserve. This is particularly relevant for clients who actively manage their balance and gold account, whether for further saving or for making online payments in gold via the InGold PAY® system.
Smart Payout Plus is therefore not only a convenient way to take delivery of physical gold, but also a practical way to manage a gold account balance in line with the client’s current needs and preferences.
Freedom to shape your own gold strategy
Clients have full control over the balance between gold held in their account and gold held physically. This balance is not fixed: clients have the flexibility to adjust both the contents of shipments and the level of the minimum reserve at any time during the life of the contract.
In practice, Smart Payout Plus offers a level of freedom and convenience not previously available. As a result, iiplanGold® becomes an even more adaptable tool and, for clients who prefer to hold gold physically, a natural and highly convenient choice.
“Smart Payout Plus builds on IBIS InGold’s long-term strategy of systematically incorporating modern technology and intuitive processes into physical gold investment. It gives clients not only a high level of convenience in managing their gold reserves, but most importantly the certainty that their gold follows their own rules – every day, automatically and without unnecessary administration,” says Mgr. Ing. Filip Horáček, Ph.D., IBIS InGold’s Sales Director.
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IBIS InGold, with 28 years of tradition on the market, is one of the leading traders in investment gold and silver. On a European scale, it holds a leading position in the field of savings in precious metals. It brings innovative digital solutions to market for precious metals investment and management, pushing the boundaries of this traditional industry.
IBIS InGold is the official authorized business partner of the Swiss refinery PAMP and British mint The Royal Mint. This direct business cooperation with the most prestigious European refinery and at the same time with the most prestigious European mint guarantees all customers the absolute quality of purchased investment gold and silver and proves the importance of IBIS InGold's position in the global trade in precious metals.
In addition to the standard one-time purchase, IBIS InGold also offers its customers iiplan® savings programs, which are based on regular investment and long-term value building without speculative risk. It also guarantees customers that they are the first holders of purchased investment ingots and coins and that they will also buy back the investment coins and ingots it sells.
IBIS InGold products are used by more than 110,000 customers, thus strengthening the company's position as a reliable and trustworthy partner for investments in gold and silver. It provides the general public with gold savings under the iiplan®, iiplanGold® and iiplanRentier® brands, with the possibility of gradual purchase of precious metals from EUR 4. The specific needs of business customers are covered by the iiplanMax® Corporate Gold Account.
IBIS InGold is constantly innovating and modernizing its product offer. It combines traditional values with state-of-the-art technology, so customers receive highly secure products with extremely high liquidity. As a pioneer in the industry, it offers a unique possibility of transfers and online payments directly in gold thanks to the InGold PAY® system.
Together with its business partners, the PAMP refinery and The Royal Mint, IBIS InGold strives for the highest standards of fair trade and social responsibility.
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